Subscription cost calculator

See what your subscriptions really cost over a year

Small monthly charges rarely feel dramatic on their own. This calculator helps you total them quickly, see the annual impact clearly, and decide which recurring costs still deserve a place.

Quick calculator

Make the total visible

Use this as a fast visibility tool, not a budgeting exercise. Add the recurring monthly amounts you already know, then review the result as one combined number.

Your subscriptions

How to use it

What to look for after you calculate the total

The goal is not perfect tracking. It is to create enough clarity to see which subscriptions should be reviewed, cancelled, downgraded, or combined.

Look for easy cancellations

If a service has become background spend with little or no use, it is usually the simplest place to act first.

Check for overlap

Two or three subscriptions can quietly cover the same need. The combined total often matters more than any one charge.

Review annual weight

Monthly pricing can feel harmless. Annual cost is often the number that makes the decision clearer.

How Money Mirror helps next

Free check

Start with a quick first pass to identify likely recurring waste and the easiest place to act first.

Start free check

Personal review

Get a more detailed review if you want stronger context, clearer priorities, and a more refined action order.

See personal review

Turn recurring costs into a clearer action plan

Start free money leak check